American Capital Bank Ltd. is a pre-launch technology venture, not a chartered bank, not FDIC-insured, and does not accept deposits. This privacy policy describes how we handle information on this website and client portal.
Who we are
American Capital Bank Ltd. ("ACB", "we", "us") is a pre-launch technology venture. We are not a chartered bank, not FDIC-insured, and do not accept deposits. This website and client portal are product previews and software prototypes for commercial real-estate and business lending conversations and introductions.
What we collect
We collect:
- Contact-form details: name, email, phone, address, project interests, and your message.
- Portal account: your account email and name.
- Technical data: IP address, browser/user agent, and a record of the consent boxes you checked, with timestamp and wording version.
How we use it
We use the information we collect to:
- Respond to your request and arrange lending introductions you asked for.
- Provide and maintain the portal demo.
- Protect the security of the site and our systems.
Sharing
We may share your information with:
- Service providers that host and run the site.
- Lending partners, only for an introduction you request.
- As required by law or to protect our rights.
We do not sell personal information.
Your choices
You can opt out any time — reply STOP to texts, ask us by email at lending@americancapital-bank.com, or use the Contact page. We keep a do-not-contact list.
Text messaging
If you opt in to text messages from American Capital Bank Ltd., we collect your mobile number, your consent record, and your message history to run the program. We do not sell, rent, or share mobile numbers or text-messaging opt-in data or consent with third parties or affiliates for their marketing or promotional purposes. We may share this information with service providers (such as our messaging platform) solely to deliver messages to you. Message frequency varies (lead-request updates: up to 4 msgs/month). Msg & data rates may apply. Reply HELP for help. You can opt out at any time by replying STOP.
Retention
We keep your information only as long as needed to respond to your request, provide the portal demo, and meet legal requirements. You can ask us to delete your data at any time through the Contact page.
Security
We use reasonable technical and organizational measures to protect your information. However, no method of transmission or storage is completely secure. Do not submit real Social Security numbers, tax IDs, or bank credentials on this platform.
Children
This site is not directed to individuals under 18, and we do not knowingly collect personal information from anyone under 18.
Contact
Questions about this policy? Contact us through the Contact page or at lending@americancapital-bank.com.